Umbrella Coverage 101

Umbrella Coverage

Umbrella insurance protects you in liability situations where your home, auto or boat policies come up short. The extra coverage protects you in two ways—and here they are: 

  • Increases the dollar limit of liability coverage for primary policies: Say your auto insurance liability coverage limit is $300,000. If you purchase an umbrella policy of $1 million and cause an accident that exceeds your $300,000 auto insurance liability limit, your umbrella insurance can cover the remainder, up to a total of $1.3 million. That’s pretty huge.

  • Covers claims excluded by primary policies: Most liability policies don’t cover damage claims resulting from false arrest, libel, slander or defamation of character. Should one of these nightmare situations occur, your umbrella policy can help you tackle the financial burden. Another huge bonus.  

Get a Quote
Let our agents customize a quote for your needs

FOR IMMEDIATE ASSISTANCE, PLEASE CALL US AT

(626) 359-6626

© 2019 CR Stelling

 Serving California, Southern California, Greater Los Angeles Area, Monrovia

  • Facebook
(626) 359-6626
fax: (626) 359-6444
C.R. Stelling Insurance Agency   

631 E. Foothill Blvd

Monrovia, CA 91016